By L. Kelley
Credit cards are a part of everyday life for many people. While these cards are convenient, many people don't know some basic information about credit cards. Knowing some of the lesser known facts can help you to be an informed consumer and may even improve your financial situation. The first credit card that could be used in multiple locations was issued by Diner's Club in 1950. Prior...
By Angela Tague
With the ease of check writing, it can be easy to forget to document those transactions. Saving all purchase and deposit receipts from transactions related to a checking account will make it easier to balance the account. Keeping a checking account in balance will allow the account holder to know her current balance at any time of the month, making it easier to budget for purchases, bill paying...
By imwriter
If you're in Chapter 13 and you want to pay it off early, that's great. However, it's important that you do it the right way for a number of reasons, including to avoid penalties. Figure out how you're going to pay off the Chapter 13. Will you be making extra payments when you can or do you plan on making a lump payment? You need to think about the way in which you'll be...
By Susan Sosbe
When you live paycheck to paycheck, it seems that no matter how much money is earned, it is always difficult to make a paycheck last until the next payday. You are always looking for ways to save money. There are obvious ways to cut costs, but there are also some lesser-known ways to stretch a dollar. Just when you think you've pinched every penny, you may find more opportunities. Credit...
By Charles Anderson
Experian is a national credit reporting bureau. This company maintains files on individuals and businesses, which contains a history and current information on most transactions involving the issuance of credit as well as payment records, current levels of debt and work history. The company also offers small business services, credit services and automotive marketing services. Experian North...